Anthem partners with One Southern Indiana to lower cost of health coverage for small businesses

New health plan offering can help small employers save up to 40 percent on comprehensive employee health benefits

Anthem Blue Cross and Blue Shield has joined forces with One Southern Indiana (1si) to help small businesses provide their employees with lower cost, high-quality health benefits through the new Advantage 1 Health program, a Multiple Employer Welfare Arrangement (MEWA).

Designed exclusively for members of 1si and participating local chambers of commerce, the program enables small employers to provide big company benefits at lower, more predictable costs.

Advantage 1 Health can help businesses with two to 50 employees save up to 40 percent on health benefit costs and offers flexible plan options designed to meet the needs of both employers and employees.

“Small businesses are the backbone of Indiana’s economy, but many continue to struggle with managing employee health benefits costs,” said Jessica Lopez-Liggett, President of Anthem Blue Cross and Blue Shield in Indiana. “Together with One Southern Indiana and local chambers across the state, we’re helping eligible small employers create greater cost stability and predictability while offering comprehensive health benefits for their employees.”

Through this MEWA partnership, Anthem, 1si, and local chambers of commerce deliver industry-leading small business health coverage with an unmatched array of plan designs and network choices. These plans leverage Anthem’s 80 years of experience supporting Indiana employers and its strong relationships with Indiana care providers.

In addition to 1si, Advantage 1 Health is available through participating chambers of commerce across Indiana. Employers may join any participating chamber regardless of business location. The growing list includes:

• Dearborn County Chamber of Commerce
• Clinton County Chamber of Commerce
• Chamber of Commerce of Harrison County
• Evansville Regional Economic Partnership
• Franklin Chamber of Commerce
• Greater Fort Wayne Inc.
• Greater Lafayette Commerce
• Madison Area Chamber
• OneZone Chamber

Advantage 1 Health simplifies administration, helps reduce healthcare costs and integrates wellness and preventive programs. Key features include:

• Broad care provider access: Every major Indiana hospital and health system is featured in Anthem’s network of providers. Members can continue seeing their doctorsp while gaining access to one of Indiana’s largest provider networks, plus seamless nationwide coverage through Anthem’s broad PPO network.
• Lower, more predictable costs: Some employers can save up to 40 percent compared to ACA plans, with simple plan designs, national care provider networks, and easier administration and budgeting.
• Flexible plan designs: Chamber members can choose from 42 health plan options to select the benefits and premiums that best fit their employee population and budget, including Clear Choice plans featuring transparent and simplified copay-based pricing for healthcare services.
• Network choice: Employers can choose from three Anthem care provider networks:

• HealthSync HMO — a network of high performing care providers designed to deliver maximum savings and value.
• HealthSync POS – a flexible tiered network option that balances cost savings and provider access, allowing members to choose between a Tier 1 HealthSync network for greater savings and the broadest Tier 2 PPO network for expanded access.
• Blue Access PPO — the broadest network option, including nearly every Indiana hospital and physician.

• Simple administration: Anthem and program partners handle compliance and administrative tasks, making ongoing management easy for employers.
• Integrated benefits: Medical, dental, vision, pharmacy, and virtual care connect through the Sydney® Health app, a secure member website, and 24/7/365 support.
• Wellness and rewards: Each plan includes preventive care programs and wellness incentives. Members can earn up to $500 annually for healthy activities.

“This partnership gives chambers across the state a tangible way to support their members with meaningful benefits,” said Lance Allison, President and CEO of 1si. “Advantage 1 Health provides our business community with a smart, affordable healthcare solution that strengthens small businesses and communities.”

Small businesses can learn more at anthem.com/advantage-1-health.